Senin, 23 Februari 2015

Obtaining Small Business Loans

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While some lenders can approve or decline a loan based on the business owner's character, there are other factors involved when your business loan is not approved, such as credit scores, income, debt ratio, and the risk of the business.

You never know what the future holds, and it could mean that you'll cross paths again, especially if your loan approval was considered "borderline." Just because the lender said "no" today, it doesn't mean that your business loan won't be approved in few years, or even a few months.

If the marks against your credit rating cannot be removed from your credit reports, be prepared to tell the second lender that you approach not that you are aware of these marks, and give they reason why they are there.

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